Commercial Insurance Products

Welcome to the Commercial Insurance Department at Kerr-Boswell. We currently provide commercial insurance products for a wide array of businesses in the greater Tri-Cities area, and we're growing every day. Our customers represent many different types of businesses including contractors, restaurants, professional offices, distributors, manufacturing operations, retail operations, and service operations.

Products that we offer include:

Property Coverage: covers buildings, business personal property, and property of others in and around the insured's premises.

General Liability Coverage: covers the insured should someone become injured on their property or should the insured be found negligent while working.

Automobile Coverage: covers the insured for negligent liability caused by the operation of a motor vehicle owned by the insured's business.

Inland Marine Coverage: additional coverage that covers specified business personal property listed in a schedule.

Crime Coverage: covers loss of property through criminal activity such as employee dishonesty, robbery, burglary, computer fraud, forgery, etc.

Worker's Compensation Coverage: covers employees of a business for injuries or diseases that occur during the course and scope of their employment.

Umbrella Coverage: a 'top' layer of liability coverage that broadens limits of coverage for automobile, general liability, and worker's compensation coverage already in place.

Business Owners Package Policy: provides property and liability coverage in one policy for small businesses; commonly called a BOP.

Commercial Package Policy: similar to a Business Owners' Package Policy, but for medium or large businesses; commonly called a CPP.

Bonds: Fidelity and Surety Bonds, such as Probate bonds (executors, administrators, etc.), Notary Bonds, Performance and Bid bonds, ERISA bonds, and other similar bonds.