110 Piedmont Street|Bristol, VA 24201-4159|(276) 466-2422
   
 

 

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Personal Health Products

Welcome to the Personal Health Insurance Department at Kerr-Boswell. We currently provide personal lines insurance products for several thousand customers in the greater Tri-Cities area, and we're growing every day.

Products that we offer include:

Deductible or Copay Plans: Designed for individuals and families who prefer the convenience of a traditional copay plan or deductible plan for routine health care expenses.

Health Savings Accounts or HSA: Lower cost, high-deductible plans combined with a tax-favored savings account for more control over health care expenses.

High Deductible: A suitable choice for individuals and families who choose to take responsibility for routine health care expenses.

Short-Term Medical: Designed to help fill gaps in insurance coverage during times of transition and change.

Student Coverage: Essential medical-care coverage for students.

Medicare: A federal program that provides health insurance to retired individuals, regardless of their medical condition. When it comes to choosing your Medicare coverage, deciding on the right plan can sometimes seem difficult. The good news is that you can get help choosing a solution that's just right for you.

Life Insurance: In the event of your passing, life insurance provides money directly to your beneficiaries.

Personal Disability: Can replace a portion of your income if you get sick or injured and are unable to work. It can help you and your family maintain your standard of living. Options are available that can provide essential coverage while meeting most family budgets.

Long Term Care: Gives you the freedom to participate in choosing the type and location of care that best meets your personal needs. It can help cover such services as home health aides, adult day care, assisted living facilities and nursing home care, costs usually not covered by ordinary health insurance and Medicare.

AFLAC: Insurance for daily living. It pays cash benefits directly to you, unless otherwise assigned, to help with daily expenses when you're sick or hurt.

Pet Insurance: A new line of coverage available through our agents. Pet insurance covers health, wellness and accident coverage for your domestic pets. Quotes are based on the age, breed of your pet. You may also choose the level of coverage you desire. When a pet becomes ill or injured, the cost can be overwhelming. Pet insurance is a wonderful way to protect you financially and still receive the care you pet requires.