PRIVACY DISCLOSURE STATEMENT

At Kerr-Boswell, Inc., we are committed to protecting your privacy as a visitor to this Web site and as our customer. To our visitors and to our customers, we offer this pledge:

Kerr-Boswell, Inc. is the owner of the information, which is collected on this Web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

Information Collection

We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this Web site. When you enroll for an insurance policy at Kerr-Boswell, Inc., we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of Kerr-Boswell, Inc.. so we can provide you with policyholder service. The employees of Kerr-Boswell, Inc. has been instructed on maintaining the privacy of each customer and the importance of protecting the customer's personal information.

When you purchase an insurance policy from Kerr-Boswell, Inc., you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file.

When you send us e-mail from this Web site, you will provide us with certain personally identifiable information including your e-mail address.

Cookies

A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At Kerr-Boswell, Inc., a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our Web site for more than 20 minutes. Should a previous visitor to our Web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

Third Party Links

This Web site may contain links to third party Web sites that are not controlled by Kerr-Boswell, Inc. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that Kerr-Boswell, Inc. is not responsible for the content of third party Web sites linked to Kerr-Boswell, Inc., nor are we responsible for the privacy policy or practices of third party Web sites linked to Kerr-Boswell, Inc. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with Kerr-Boswell, Inc. If you should link to a third party Web site from Kerr-Boswell, Inc., we strongly encourage you to review and become familiar with that Web site's privacy policy.

Jurisdiction Statement

Kerr-Boswell, Inc. is not licensed to do procure insurance, or to otherwise transact business in all jurisdictions. This web site should not be construed as a solicitation of any sort in any jurisdictions other than those states in which the agency holds a license and is authorized to transact business. Our primary states in which insurance products or services are available are Virginia and Tennessee, however, we have licenses in some of the other surrounding states. Please contact us at the address or phone number listed below for a complete list of those states.

Statement of Mutual Agreement

You understand that there is no coverage in force until an application is approved and premium is received by the company. You certify that the statements made on this quote request are accurate to the best of your knowledge. You agree that this quote request shall constitute a part of any policy issued whether attached or not. Any person who, with the intent to defraud or deceive, submits an application, containing any false, incomplete or misleading information, or helps in any manner to commit a fraud may be subject to civil penalties and criminal prosecution for insurance fraud.

Privacy Act Notice

A credit report or other investigative report about you may be requested in connection with this application for insurance. Any information which we have or may obtain about you or other individuals listed as policyholders on your policy will be treated confidentially. You have the right to see personal information collected about you and you have the right to correct any information which may be wrong. Upon your request the address of the reporting agency will be supplied so that you can request this information.

Confidentiality Agreement

No warrant is given as to the confidentiality or security of data passing via this web site. The web site manager reserves the right to cooperate fully with officials in any legally authorized investigation concerning or relating to any transmissions via the web site.

Technical Advice

The information on this site is not intended as legal advice, but is provided for general, public information. Facts, circumstances, and the application of particular laws will differ in individual circumstances.

Changes In Our Privacy Policy

We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.

If you have any questions about our privacy policy, please feel free to contact us at:

Kerr-Boswell/Tri-Cities Inc.
110 Piedmont Avenue
Bristol, VA 24201-4159
Phone (276) 466-2422
Fax (276) 466-8240